Help with Payday Loans

How do I apply for a payday loan?
Complete our online payday loan application. It takes just minutes to complete! You will be contacted within minutes to verify your application details. You will then receive an email notifying you of your status. If you have been approved, money will be wired into your account within 24 hours.

How soon can I receive my money?
Once your loan has been approved for a payday loan, money will be wired to your checking or savings account within 24 hours.

Can I apply for a loan if I have bad credit, no credit, or have declared bankruptcy?
You may still qualify for a payday loan if you have declared bankruptcy or have bad credit or no credit.

When is my loan due? 
Since your due date is based on your pay date, your payday advance will be due on your next pay date. Due dates are generally ten to fourteen days from the loan origination date. If your pay date is longer than fourteen days, please contact us immediately to discuss payment dates.

Is my personal loan information confidential?
Your information is confidential. All sensitive information is transmitted via 128 bit Secure Socket Layer (SSL) encryption technology.

Do you conduct a credit check?
We do not run a credit check when qualifying your for a loan.

Can I change my due date?
If you would like to change your due date, please contact us immediately.

Will I be notified when my loan is due?
Yes, you will be contacted a couple of days before your due date to confirm payment of your loan.

What happens if I cannot pay off my payday loan?
Please contact us immediately if you cannot pay off your loan to discuss payment arrangements. If we withdraw your loan payment and finance fee on your due date and there are insufficient funds, any fees that we incur will be passed on to you. If state law allows, you may be able to extend your loan for a small fee.